In DevelopmentFinanceWorks offline

What Do I Spend?

One honest answer to an uncomfortable question.

Not yet on Google Play — in active development

What Do I Spend? is a personal record-keeping tool, not financial advice. It never reads private data inside other apps — Android does not allow it, and this app never attempts it.

About Spend

What Do I Spend? answers the question in its name by merging every legitimate, user-consented source of spending into one timeline: transaction notifications you allow it to read, receipts scanned with on-device OCR, statement imports and manual entries, with an Open Banking connection layer designed in (currently running against a working mock provider). It is pointedly honest about limits: it does not and cannot read hidden data inside banking or shopping apps — Android does not allow it, and this app never attempts it. A biometric lock guards the lot.

Key features

One timeline merging notifications, receipts, imports and manual entries
On-device receipt OCR
Opt-in, per-app transaction-notification capture
Open Banking architecture (mock provider today, honestly labelled)
Biometric app lock
Local-only storage with no analytics

In pictures

Illustrative development previews — genuine screenshots will appear here as the app matures.

Development preview artwork — not an app screenshot.

Honesty first — about your money and about the app
The README's first promise is about limits: no secret scraping, no pretend integrations. What it does capture, it captures with your explicit consent — and keeps on your phone.

Development status

What Do I Spend? is roughly 50% of the way to its first public release. It will appear on Google Play when it's genuinely ready.

Privacy & practical details

Privacy at a glance

Your spending data is stored on your device behind a biometric lock. Receipt OCR runs on-device; the Open Banking layer is architecture with a mock provider, not a live connection.

Full privacy information for Spend

Permissions

Camera: Scans paper receipts. Text recognition runs on the device via ML Kit.
Notification access (optional): Reads transaction notifications from apps you explicitly select, to log spending automatically. Granted separately in system settings.
Internet: Reserved for the Open Banking connection layer. The current build ships a working mock provider; no live bank connection exists yet.
Biometrics: Locks the app behind your fingerprint or face unlock.